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Restaurant Insurance

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Why us?

At 360 Risk Management, we offer solutions that meet your unique needs. With over 25 years of experience, our team works with you to ensure you get the right coverage at the best price.

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What we do

With a focus on personal service, supported by the latest technology, our process delivers competitive quotes and the comprehensive coverage your business deserves.

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General Liability

Protects your business from financial loss should you be liable for property damage or personal and advertising injury caused by your services, business operations, or your employees.

Commercial Property

Covers the loss or damage of company property due to fires, storms, or other covered incidents, including both the physical building and its contents.

Worker's Compensation

Workers’ comp insurance for restaurants protects your business and employees by covering medical expenses and lost wages due to workplace injuries, ensuring compliance with state laws.

Liquor liability

Protects against legal fees, settlements, and medical costs associated with damage or injury caused by intoxicated individuals who were served alcohol by your business.

Commercial Umbrella

Extend coverage limits beyond your other liability policies, offering additional protection against large claims or lawsuits that exceed your primary policy limits.

Commercial Auto

Ensure protection for vehicles owned by your company, covering damages and liability issues arising from accidents.

Foodborne Illness

We provide coverage for the loss of business you sustain due to reputational damage from a foodborne illness event. This coverage is available even for events that occur at another restaurant location that shares your trade name.

Employment Practices Liability (EPL)

We have 2 in-house attorneys who will protect your restaurant from costly legal claims related to employee misconduct, wrongful termination, discrimination, and harassment, ensuring comprehensive protection for your business.

What Clients Say About Us

As a long time, customer for over 25 years with 360 Risk Management, I can confidently say that our experience with them has been nothing short of excellent! 360 has consistently provided top notch service and support to our ever growing and expanding company. They have seamless communication, a high level of professionalism, and make the claims process hassle-free.

Jill Filipiak CFO of Falcon Holdings

360 is always working to reduce our cost as a company and offers advice on how to structure our multiple policies consistently providing solutions throughout the year. 360 goes beyond the selling of insurance and offers us day to day assistance with claims management, loss control, manager training, they are not only there at renewal time but your partner in these areas all year long.

Nazar Syed COO of Legacy Chicken

360 Risk Management has been nothing short of outstanding, their commitment to customer satisfaction coupled with their expertise in our industry with is their restaurant space sets them apart as a premier insurance agency. They really go the extra mile. I wholeheartedly recommend 360 Risk Management to anyone in search of a reliable coverage and exceptional service.

Pete Pascuzzi COO of Piccadilly Restaurants

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Contact Us

21500 Haggerty, Suite 140 Northville, MI 48167
Phone: 248-360-4100
Fax: 248-305-5154

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